• Speeding tickets and other moving violations
• Accidents (either at fault or not at fault accidents)
• Claims in your area and comprehensive claims
• Adding drivers or vehicles to your policy
• Moving (even if a few miles, a change in zip code could affect your rates)
• Your age
• Change in your credit score
• A lapse in your insurance policy
• Loss of discounts on your policy
• Increase in drivers in your area
• Distracted and uninsured drivers
• Higher speed limits
• Repair costs and medical costs are rising
• Insurance fraud
• Extreme weather
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